| Country | Grants | Loans |
|---|---|---|
Albania 2023/24 - grants and loans | Need-based grants are the only form of direct financial support in Albania. They are available to home full-time students in the first cycle and to home part-time students in the first and second cycle. Grants are paid for the academic year, and there is no age limit. Eurydice has no data on grant amounts or on how many students receive them for 2023/24. | There are no publicly subsidised student loans. |
Austria 2023/24 - grants and loans | Austria has need-based and merit-based grants for full-time students in the bachelor's and master's cycle. International students can get them if they hold a long-term EU residence permit or are family members of an EU migrant worker or an Austrian citizen. Grants are paid for 12 months a year, and the age limits are 33/38 years. The minimum and maximum amounts are set by law and, since an amendment to the student support act, are adjusted for inflation every year on 1 September (by 5.8% in September 2023). In 2023/24 the need-based grant ranged from EUR 60 to EUR 11,724 a year, with EUR 7,511 as the most common amount. Merit-based grants ranged from EUR 750 to EUR 1,500 a year (most common EUR 1,125). | There are no publicly subsidised student loans. |
Belgium - Flemish Community 2023/24 - grants and loans | Need-based grants are open to home and international students, full-time and part-time, in all cycles. Home students in the second cycle can also receive merit-based grants, while universal grants do not exist. There is no age limit, but if your programme has fewer than 27 credits in a year you normally do not qualify (some exceptions apply). According to Eurydice data, in 2023/24 need-based grants ranged from EUR 351 to EUR 6,228 a year. | There are no publicly subsidised student loans. |
Belgium - French Community 2023/24 - grants and loans | Grants here are need-based only: there are no merit-based or universal grants. Home and international full-time students in the short, first and second cycle can apply if they meet the eligibility criteria, and there is no age limit. The grant is paid in monthly instalments over 12 months. According to Eurydice data, in 2023/24 grants ranged from EUR 852 to EUR 6,034 a year, with EUR 943 being the most common amount. In the reference year 50,443 students received a grant, and grant holders are also freed from the registration fee. | There are no publicly subsidised student loans. |
Belgium - German-speaking Community 2023/24 - grants and loans | Grants are need-based only and are awarded by the Ministry to home and international students who meet the conditions, which include family income. You can get one up to the age of 35, and it is paid monthly over 10 months. Grants can be combined with a loan. According to Eurydice data, in 2023/24 grants ranged from EUR 362 to EUR 2,108 a year, most commonly EUR 663. About 43% of home full-time students received a grant. | Publicly subsidised loans are available to full-time home and international students, and whether you get one depends on your programme. A new scheme introduced in 2023 to tackle the shortage of skilled workers lets students in under-represented disciplines borrow EUR 350 a month interest-free. The best part: if after graduating you work at least half-time in the German-speaking Community for 5 years within the following 10 years, you do not have to pay this loan back. |
Bosnia and Herzegovina 2023/24 - grants and loans | Bosnia and Herzegovina has need-based, merit-based and universal grants, but only for full-time home students up to the age of 35. Grants are usually paid for 10 months a year. In 2023/24 need-based grants ranged from EUR 639 to EUR 1,023 a year, most often EUR 767. Merit-based grants for good results ranged from EUR 665 to EUR 1,278, most commonly EUR 665. There is no information on how many students receive a grant. | There are no publicly subsidised student loans. |
Bulgaria 2023/24 - grants and loans | Bulgaria offers need-based, merit-based and universal grants. They go to full-time home and EU/EEA students, and to international students who live permanently in Bulgaria. You cannot get one if you study part-time, are on a place not funded by the state or have extended your studies. There is no age limit. According to Eurydice data, in 2023/24 need-based grants were EUR 736 to EUR 1,227 a year (most commonly EUR 933), and merit-based grants EUR 614 to EUR 1,023 (most commonly EUR 828). In the summer semester of 2023/24, 31% of full-time students on state-funded places received a grant. | Publicly subsidised loans are available to home and EU/EEA/EFTA full-time students under 35 in the first and second cycle, at both public and private institutions. Students who have extended their studies or are taking a second degree with the same qualification are not eligible. Loans can be combined with grants. The source gives no loan amounts or repayment terms for 2023/24. |
Croatia 2023/24 - grants and loans | Croatia has need-based and merit-based grants for full-time home students in the first and second cycle. They are paid in 9 monthly instalments and there is no age limit. The main need-based scheme is the State Scholarship Based on Socio-Economic Status, awarded through a public competition. In 2023/24, 12,000 of these grants went to full-time home students. The need-based grant amounted to EUR 1,800 a year. State Scholarships for Students in STEM fields are also available to full-time EU/EEA/EFTA students and to full-time students with international or temporary protection. In 2023/24 merit-based grants ranged from EUR 2,700 to EUR 5,400 a year, with EUR 2,700 being the most common. About 12% of first-cycle students received a grant. | There are no publicly subsidised student loans. |
Cyprus 2023/24 - grants and loans | Cyprus has need-based and merit-based grants, but only for home students (full-time and part-time); international students are not eligible. Grants are paid monthly over 12 months and there is no age limit. Grants are calculated per ECTS credit and apply to courses with physical attendance; the lowest amount for one course is EUR 145. In 2023/24 need-based grants ranged from EUR 1,450 to EUR 3,420 a year, with EUR 1,450 being the most common. Need-based grants are very common: in 2023/24, 89% of first-cycle students and 11% of second-cycle students received one. | There are no publicly subsidised student loans. |
Czechia 2023/24 - grants and loans | Full-time students in the first and second cycle can receive need-based and merit-based grants, and this includes incoming students. International students can get need-based grants only if they have long-term or permanent residence or are asylum seekers. The age limit is 26. Need-based grants are paid for 10 months of the academic year. Merit-based scholarships are not set by law: each institution makes its own rules and usually pays them afterwards, per semester. According to Eurydice data, the most common merit-based grant in 2023/24 was EUR 417 a year. Students who study away from home can also get an accommodation grant, on average CZK 5,400 a year. | There are no publicly subsidised student loans. |
Denmark 2023/24 - grants and loans | Denmark offers a universal grant to home full-time students; international students qualify only if they hold Danish citizenship, and then on the same terms. There is no age limit, but your own income must stay under a monthly ceiling (DKK 18,412 in 2023, DKK 19,056 in 2024), and if you live with your parents the grant depends on their income. Grants are taxable and paid monthly, 12 months a year. In 2024 the grant was DKK 1,060 to 6,820 a month (DKK 12,720 to 81,840 a year), with the maximum also being the most common amount; students living with their parents got DKK 1,060 to 2,940 a month. In euros, Eurydice data for 2023/24 give EUR 1,649 to EUR 10,612 a year, most commonly EUR 10,612. About 94% of first-cycle and 87% of second-cycle home students receive the grant. | Everyone entitled to the grant can also take a state loan from the age of 18. In 2024 the standard loan was up to DKK 3,489 a month (DKK 41,868 a year). Students who support children can borrow up to DKK 1,745 a month extra, and students who have used up their grant entitlement can take a completion loan of DKK 9,001 a month during the last 12 or 24 months of their studies. About 18% of first- and second-cycle home students take a loan. |
Estonia 2023/24 - grants and loans | Full-time home and international students can receive need-based and merit-based grants. Part-time students are not eligible, except in programmes offered only part-time. There is no age limit, and grants are paid monthly for 10 months. Need-based grants depend on the average income of the student and their family. According to Eurydice data, the amounts reported for 2023/24 (which relate to 2023) were EUR 750 to EUR 2,200 a year for need-based grants and EUR 1,600 to EUR 3,000 for merit-based grants. In 2024 grant amounts doubled, to a minimum of EUR 1,500 and a maximum of EUR 4,400. | Publicly subsidised study loans are available to home and international students, full-time and part-time, with no age limit. Estonians and people with a long-term residence permit or permanent right of residence qualify if their studies last at least six calendar months; if they last under nine months, you get half of the maximum loan. Students on academic leave cannot borrow, and taking a loan lowers the maximum need-based grant you can receive. The source gives no loan amounts or repayment terms for 2023/24. |
Finland 2023/24 - grants and loans | Home students can get a universal study grant. In 2023/24 it was EUR 279.38 per month, for a total of 55 months. You decide how many grant months to take each academic year: one month gives EUR 279.38, the usual nine months EUR 2,514.42 and the maximum of 12 months EUR 3,352.56. You must be at least 17, and your own income must stay below the annual income limit. On top of the grant, students can receive the general housing allowance, and there are extra subsidies for meals and student loan compensation. | Home students can take out a student loan and combine it with the study grant; the minimum age is 17. In 2023/24, 37% of students in the first and second cycle took a loan. Eurydice gives no loan amounts or repayment details. |
France 2023/24 - grants and loans | France has need-based and merit-based grants for full-time home and international students, and they can be combined with other help such as mobility grants. The age limit for study grants is 28. Need-based grants (bourses sur critères sociaux) are usually paid in 10 monthly instalments, and in 2023/24 they ranged from EUR 1,454 to EUR 6,335 a year. Students who keep their grant during the summer holidays get 12 instalments, from EUR 1,745 to EUR 7,602 a year. Grant holders are also exempt from tuition fees. Students in difficulty who do not get a need-based grant can receive a specific annual allowance from the National Emergency Aid Fund, between EUR 1,454 and EUR 6,335 a year in 2023/24. The merit-based grant of EUR 900 a year is available only to need-based grant holders, depends on your baccalaureate results and is paid for up to 3 years in 9 instalments. If you repeat a year, you lose it, unless the reason was medical. | Full-time home students can take a state-guaranteed bank loan of up to EUR 20,000 for all their higher education studies. Banks give these loans under an agreement with BPI France, without checking your income and without a guarantee from your parents or anyone else. You must be under 28 when you take the loan, be enrolled in a French higher education diploma or preparing for a competitive exam, and be French or an EU/EEA national (EU/EEA nationals need at least 5 years of legal residence in France). The loan runs for at least 2 years and repayment can be deferred. |
Germany 2023/24 - grants and loans | The main need-based support is BAföG, for full-time home students in the first and second cycle and for some international students, such as third-country nationals with a long-term residence permit. Half of BAföG is a grant and half an interest-free loan. According to Eurydice data, in 2023/24 need-based support ranged from EUR 120 to EUR 11,208 a year, most commonly EUR 7,956. Merit-based scholarships include the Deutschlandstipendium (home and international students), the Begabtenförderungswerke, the Aufstiegsstipendium for people with work experience and the Weiterbildungsstipendium for young professionals after vocational training (up to age 25). In 2023/24 merit-based grants were EUR 3,600 to EUR 18,300 a year, most commonly EUR 14,700. DAAD scholarships support stays abroad and students coming to Germany. Grants are paid monthly over 12 months; the age limit is mostly 45, with exceptions. | Apart from the loan half of BAföG, students in an advanced stage of their studies or facing extraordinary expenses can take a Bildungskredit (education loan) of EUR 1,000 to EUR 7,200. You choose monthly payments of EUR 100, EUR 200 or EUR 300, or a single payment of EUR 3,600, and the federal government guarantees repayment and interest. Repayment of EUR 120 a month starts four years after the loan begins. Third-country nationals qualify only with a long-term residence permit and permanent residence in Germany. |
Greece 2023/24 - grants and loans | Direct support in Greece comes as scholarships, which are awarded only exceptionally: for academic or extracurricular achievement, for proven financial need or on other criteria. There is also a housing allowance of EUR 1,500 a year, paid to the parents of first-cycle students who study away from their permanent home. It depends on economic criteria and academic performance, and students working towards a second degree or a postgraduate title cannot get it. | There are no publicly subsidised student loans. |
Hungary 2023/24 - grants and loans | Hungary has need-based and merit-based grants for full-time and part-time home and international students, and you can receive both at the same time. There is no age limit. In 2023/24 need-based grants ranged from EUR 60 to EUR 6,118 a year, with a typical amount of about EUR 437. Merit-based grants ranged from EUR 8 to EUR 17,614 a year, with a typical amount of about EUR 498. | Home and international students, full-time and part-time, can take two kinds of loans. The general-purpose loan has a state-subsidised interest rate; in the first cycle a full-time student can borrow from HUF 50,000 up to HUF 3,000,000, and in the second cycle from HUF 100,000 up to HUF 1,800,000. The second loan is interest-free but only for fee-paying students and only to pay the programme cost. The age limit for loans is 45. |
Iceland 2023/24 - grants and loans | There are no public grants for students in Iceland – direct support is given only as student loans. The only grant-like support is an extra amount for students with children who take a student loan (see family allowances). | Student loans are the main form of public support in Iceland. You can get one if you are an Icelandic citizen, a refugee or a holder of a permanent residence permit. EEA/EFTA citizens and their family members with permanent residence can also qualify if they work in Iceland at least 40 hours a month while studying, as can foreign citizens who have been married to or in a registered partnership with an Icelandic citizen for about two years and have lived legally in Iceland for at least two of the five years before starting studies. The source does not give loan amounts or repayment rules for 2023/24. |
Ireland 2023/24 - grants and loans | Grants are need-based: full-time home students who meet the conditions of the Student Grant Scheme can receive one, and there is no age limit. Students in certain groups, for example those facing socio-economic barriers, can also access bursaries. According to Eurydice data, in 2023/24 need-based grants ranged from EUR 612 to EUR 7,586 a year, most commonly EUR 4,292. Merit-based and universal grants are not part of the system. | There are no publicly subsidised student loans. |
Italy 2023/24 - grants and loans | Italy has need-based and merit-based grants for first- and second-cycle students, full-time and part-time, home and international. Amounts are the same for home and international students, they are usually paid in three instalments and there is no age limit. Grants are awarded through calls published by the regional bodies for the right to education. The same calls can also offer subsidised meals and accommodation at controlled prices. In 2023/24 grants ranged from EUR 2,554 to EUR 7,655 a year, with an average of about EUR 4,473. There are also mobility programmes, such as the "Italian Erasmus", and local initiatives run by the regions. A grant cannot be combined with a publicly subsidised loan. | Publicly subsidised loans are available to home and international students, with no age limit. They are rare: about 0.03% of students had one in 2023/24. You cannot combine a loan with a grant. |
Latvia 2023/24 - grants and loans | Latvia has need-based and merit-based grants for home full-time and part-time students, but only students on state-funded places can apply. Need-based grants also require good enough study results. Grants cover 10 months and there is no age limit. In 2023/24 the need-based grant amounted to EUR 1,600 a year and the merit-based grant to EUR 1,400 a year. Full-time international students can get a universal grant, but only if they come from a country that has an education and science cooperation agreement with Latvia or that offers scholarships to Latvian students and researchers. From 2024, part-time teacher-education students can also receive grants. | Publicly subsidised loans are available to home and international students, full-time and part-time, with no age limit. There is no data on loan amounts for 2023/24. |
Liechtenstein 2023/24 - grants and loans | Liechtenstein offers need-based grants to full-time home students. To qualify you must have lived in Liechtenstein for at least three years in a row, or five years in total with breaks, and the age limit is 32. How often the grant is paid varies. In 2023/24 need-based grants ranged from about EUR 103 to EUR 15,435 a year. There are no merit-based or universal grants, and there is no data on how many students received a grant. | Publicly subsidised loans are available to full-time home students under the same residence conditions as grants, and they can be combined with a grant. The age limit is 65. The source does not give loan amounts or repayment terms for 2023/24. |
Lithuania 2023/24 - grants and loans | Lithuania has need-based and merit-based grants for home full-time and part-time students. International students can get public grants only with a permanent residence permit. There is no age limit. Need-based grants are provided by the state or by institutions, and the conditions are set by law. In 2023/24 they ranged from EUR 3,828 to EUR 5,832 a year, with EUR 3,828 being the most common. Merit-based grants are given by institutions under their own rules. The state also funds grants for students in teacher-education programmes and in STEM programmes at regional institutions; these do not depend on study results. | Publicly subsidised loans are available to all students: a loan for tuition (up to the yearly fee you have to pay), a loan for living costs and a loan for exchange studies. Maximum amounts are the same for home students and eligible international students, who need a permanent residence permit. Students who have reached the maximum amount, are on academic leave or have other loan debts cannot get the state guarantee (with some exceptions). The age limit is 65. |
Luxembourg 2023/24 - grants and loans | Luxembourg has need-based and universal grants for home full-time and part-time students, with no age limit. International students cannot get state aid, but the University of Luxembourg offers them its own grants. In 2023/24 the universal grant could include a base grant of EUR 2,398 a year, a family grant of EUR 574 a year (if other family members are also students), a mobility grant of up to EUR 2,982 a year for studying abroad and up to EUR 1,900 a year towards tuition fees. Universal grants ranged from EUR 2,398 to EUR 7,894 a year, and need-based grants reached up to EUR 4,642 a year. Students who live abroad but travel to Luxembourg every day (for example, because their parents work there) are mostly eligible too. Grants can be changed during the year, so the figures are estimates. | Publicly subsidised loans are available to home full-time and part-time students, with no age limit. Grants and loans can be combined. |
Malta 2023/24 - grants and loans | Malta has need-based and universal grants for full-time home and EU/EEA students, with no age limit. Students' Maintenance Grants consist of a yearly grant plus a stipend paid every four weeks; you need to apply in your first year. Students on MQF/EQF Level 6 courses also get a one-time grant at the start of the course. Students in proven hardship can get a supplementary maintenance grant, reviewed every year and taking into account how many people in the household are still studying. In 2023/24 universal grants ranged from EUR 2,165 to EUR 5,315 a year (typically about EUR 3,433), and need-based grants from EUR 4,984 to EUR 8,134 a year (typically about EUR 6,251). | There are no publicly subsidised student loans. |
Montenegro 2023/24 - grants and loans | Montenegro offers merit-based grants, which reward good academic results. They are available to full-time home and international students, and there is no age limit. In 2023/24 the merit-based grant was EUR 2,250 a year (minimum, maximum and most common amount were the same). There are no need-based or universal grants, and a grant cannot be combined with a public loan. | Publicly subsidised loans are available to full-time home and international students, with no age limit. A loan cannot be combined with a grant. The source does not give loan amounts or repayment terms for 2023/24. |
Netherlands 2023/24 - grants and loans | Full-time home students can get two kinds of grants: a universal basic grant and a need-based supplementary grant. Grants are paid for 12 months a year for the whole length of the study cycle, and you can receive them only until you turn 30. They can be combined with a student loan. In 2023/24 the basic grant ranged from EUR 1,412 to EUR 3,519 a year, with EUR 1,412 as the most common amount. The need-based supplementary grant could reach up to EUR 5,325 a year, which was also the most common amount. | Full-time home students can take out a publicly subsidised student loan and combine it with grants. The age limit for getting a loan is 57. Eurydice gives no loan amounts or repayment details for 2023/24. |
North Macedonia 2023/24 - grants and loans | Public support for students in North Macedonia is given in the form of grants. However, Eurydice has no data for 2023/24, so the types of grants, their amounts and the eligibility rules are not available. | There are no publicly subsidised student loans. |
Norway 2023/24 - grants and loans | Grants come from Lånekassen, the state bank for education, and are open to full-time and part-time home students up to the age of 65. There are universal and need-based grants; need-based support includes extra grants for students with children and for students with reduced functional ability. Lånekassen does not give merit-based grants. Grants are paid for 11 months a year. In 2023/24 the universal grant was EUR 5,311 a year, while need-based grants ranged from EUR 3,889 to EUR 9,191 (most often EUR 9,191). International students generally cannot get Lånekassen grants, although some with special ties to Norway may receive support. | Lånekassen offers publicly subsidised loans to full-time and part-time home students up to the age of 65, and loans can be combined with grants. Students over 30 can apply for an additional loan. International students are not eligible, except Ukrainian refugees and students who have paid for three years of study in Norway themselves. The source does not give loan amounts or repayment terms for 2023/24. |
Poland 2023/24 - grants and loans | Poland has need-based and merit-based grants, open to both home and international students, whether they study full-time or part-time. There is no age limit for getting a grant, and grants can be combined with a student loan. So if you come to Poland from abroad, you can apply for these grants too, not only Polish students. Eurydice has no data on grant amounts or on the share of students who receive them for 2023/24. | Publicly subsidised student loans are available to home full-time and part-time students under the age of 30, and you can apply at any time during the year. Some international students can also get one, for example holders of a permanent residence permit, long-term EU residents, refugees and holders of the Karta Polaka (Pole's Card). Eurydice gives no loan amounts for 2023/24. |
Portugal 2023/24 - grants and loans | Need-based grants are available to home students, both full-time and part-time, and refugees can exceptionally receive them too. Merit-based grants are open to home and international students, full-time and part-time. There is no age limit for getting a grant. In 2023/24 need-based grants ranged from EUR 872 to EUR 5,982 a year, with EUR 872 as the most common amount. Merit-based grants amounted to EUR 3,800. | There are no publicly subsidised student loans. |
Romania 2023/24 - grants and loans | Public universities can award merit-based grants, for example excellence, high-performance, study, teaching master's and dual-education scholarships, as well as need-based grants and special support. Need-based grants are meant to cover minimum living costs and help disadvantaged students stay in education, and they can be combined with merit-based grants. There are no universal grants. You can receive a grant until you turn 26, and each institution publishes its own criteria and application rules. In 2023/24 need-based grants ranged from EUR 101 to EUR 212 (most common EUR 121) and merit-based grants from EUR 112 to EUR 303 (most common EUR 202). | There are no publicly subsidised student loans. |
Serbia 2023/24 - grants and loans | Serbia offers merit-based grants to full-time home students, with no age limit. In 2023/24 they ranged from EUR 1,109 to EUR 2,559 a year, most commonly EUR 1,109. No need-based or universal grants are described, and there is no national grant system for international students – apart from the World in Serbia programme, for which a candidate must be nominated by their own government. A grant cannot be combined with a state loan. | Publicly subsidised loans are available to full-time first-cycle home students who study on a state-funded place at a public institution. There is no age limit, and a loan cannot be combined with a grant. The loan covers 10 equal monthly instalments; the source does not give amounts or repayment rules for 2023/24. |
Slovakia 2023/24 - grants and loans | Need-based grants are available to home full-time students, which means students with permanent residence in Slovakia, or, under certain conditions, those granted asylum, subsidiary protection or temporary refuge. Students with disabilities can keep receiving them even after exceeding the standard length of study. In 2023/24 the most common need-based grant was EUR 2,404 (all cycles together). Merit-based grants are open to home and international, full-time and part-time students; the most common amount was EUR 693. Under the 2023 rules, 10% of full-time students could receive EUR 500, and at least 15% could receive on average EUR 1,200 in selected fields. There is no age limit for grants. | Publicly subsidised loans are available to home full-time and part-time students: Slovak citizens, Slovaks living abroad, EU citizens with permanent residence in Slovakia and their family members, and students granted asylum, subsidiary protection or temporary refuge. Loans can be combined with grants. In 2023/24, 417 students (0.44% of students at public universities) received a loan. Eurydice gives no loan amounts or repayment details. |
Slovenia 2023/24 - grants and loans | Need-based and merit-based grants are available to home and international full-time students, and there is no age limit. In 2023/24 the need-based State Scholarship was at most EUR 269.74 a month, plus monthly allowances of up to EUR 49.39 for good grades, EUR 98.76 for accommodation and EUR 61.73 for students with special needs. Need-based grants ranged from EUR 782 to EUR 5,755 a year (most common EUR 1,632). Home full-time students can also apply for merit-based scholarships: Zois Scholarships for outstanding achievement in study, research or the arts (in Slovenia or abroad), scholarships for Slovenians from neighbouring countries and descendants of emigrants who want to study in Slovenia, and Ad Futura Scholarships for study visits, competitions and full-time study abroad. International second-cycle students from developing countries can get scholarships under development agreements; in 2023/24 the recipients came from Palestine and Angola. Merit-based grants ranged from EUR 1,990 to EUR 30,000 a year (most common EUR 2,701). | There are no publicly subsidised student loans. |
Spain 2023/24 - grants and loans | Spain offers need-based grants (becas) to home and international students, full-time and part-time. There is no age limit, and the grant is paid in one instalment that covers 12 months. The grant has two parts. The fixed part depends on family income, on where you live during the academic year and on excellent results. The variable part is calculated from your average grade and your income, so it is different for every student. A grant can also include a tuition fee waiver. In 2023/24 need-based grants went up to EUR 9,286 a year, with a typical amount of about EUR 3,855. Part-time students can only apply for the fee waiver and the minimum variable component of EUR 60. | There are no publicly subsidised student loans. |
Sweden 2023/24 - grants and loans | Home students, both full-time and part-time, receive a universal grant, and students with children can get an extra need-based amount on top of it. Part-time students get half of the full-time amount. Grants are paid weekly and are available up to the age of 60. Citizens of countries outside the EU/EEA and Switzerland are generally not eligible, though there are exceptions. In 2023/24 the universal grant was EUR 3,328 for a 40-week academic year, and the need-based amount for students with children ranged from EUR 3,986 to EUR 5,063. | Home full-time and part-time students can take a publicly subsidised student loan. Loans are paid out weekly and are available up to the age of 60, and some international students can get them under specific conditions. Eurydice gives no loan amounts or repayment details for 2023/24. |
Switzerland 2023/24 - grants and loans | Switzerland offers need-based grants to full-time home students up to the age of 35; no merit-based or universal grants are reported. There is no minimum grant. The maximum follows the standard set in the Intercantonal Agreement on grants and loans, and individual cantons can set a higher one. In 2023/24 the maximum grant was EUR 16,464 a year and the average grant was about EUR 9,453. Only a small share of students get a grant: about 5.5% in the first cycle and 1.3% in the second cycle (grant only). | Publicly subsidised loans are available to full-time home students in Bachelor's and Master's programmes up to the age of 35, and they can be combined with a grant. Very few students use them: about 0.2% of first- and second-cycle students have only a loan, while 0.4% (first cycle) and 0.2% (second cycle) combine a loan with a grant. There is no data on loan amounts. |
Türkiye 2023/24 - grants and loans | Need- and merit-based grants are available to home and international students, both full-time and part-time. The age limit is 30 for undergraduate students and 35 for graduate students. Eurydice figures cover grants from the main public institution responsible for higher education grants: in 2023/24 the most common need-based and merit-based grant was about EUR 815 a year. Many other public institutions also give grants, but there is no data on them. A grant cannot be combined with a state loan. | Publicly subsidised loans are available to full-time home students only, up to the age of 30 for undergraduates and 35 for graduate students. A loan cannot be combined with a grant. The source does not give loan amounts, repayment terms or the share of borrowers for 2023/24. |
Source: Eurydice, National Student Fee and Support Systems in European Higher Education – reference year 2023/24 (data published in 2025). Amounts in EUR per year for home, full-time students; country details as described by Eurydice. Earlier editions: 2013/14, 2015/16 and 2016/17. The United Kingdom no longer takes part in Eurydice, so its entries end in 2016/17.
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