Germany 2015/16 - grants and loans

Country: Germany
Date of publication: 2016
Grants - note: Approximately 25 % of students receive need-based support
Need-based grant (euro): min 120 - most common 5376 - max 8040
Merit-based grant (euro): min 3600 - max 11640

Student grants

General public student support (BAföG) is awarded as a grant for one half of the individual amount, and as an interest free loan for the other half. Total amounts range from EUR 10 to EUR 670/month for 12 months/year. Eligibility and amount are determined by assessment of student need based on income, family situation, housing situation and disability. A maximum of EUR 10 000 needs to be paid back. The average amount paid for 2014 was EUR 5 376 per year (EUR 448 per month).

Students need to be under the age of 30 (35 for master studies) to be eligible for public student support.


An education loan (Bildungskredit) covers living costs which are not covered by BAföG. It is available of up to EUR 7 200. Also there is a Study loan (KfW-Studienkredit) of up to EUR 54 600. Both loans are paid out in monthly instalments.

Source: Eurydice, National Student Fee and Support Systems 2013/2014, 2015/2016, 2016/2017
Privacy Policy