Student grants and loans in Europe

Country any Austria Belgium Bosnia and Herzegovina Bulgaria Croatia Cyprus Czech Republic Denmark Estonia Finland Former Yugoslav Republic of Macedonia France Germany Greece Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Montenegro Netherlands Norway Poland Portugal Romania Serbia Slovakia Slovenia Spain Sweden Switzerland Turkey United Kingdom

Date of publication any 2014 2016 2017

Found: 3

Country	Grants	Loans
Denmark 2013/14 - grants and loans	State grants are available to all students. The maximum amount is DDK 5 753 per month for 12 months each year for students living independently. Extra grants are available for students who become parents and for single parents. Additional grants of DDK 8 180 per month are available for students with a disability. The amounts are for the year 2013.	State loans of DDK 2 943 per month are available to all students. During the period of study, a 4 % annual interest rate applies. Students must start paying back no later than one year after the end of the year in which they graduate. The loan must be repaid within 15 years. About half of all students make use of state loans (2).The amounts are for the year 2013.
Denmark 2015/16 - grants and loans	State grants are available to all full-time Danish citizens in recognised educational programmes if they fulfil certain requirements. International students (EU and outside EU) must fulfil some special conditions to be placed on an equal footing with Danish citizens and receive state education support. The maximum amount is DKK 5 903 per month for 12 months each year for students living independently. Extra grants are available for students who become parents when they live with another recipient of education support (DKK 2 358) and for single parents (DKK 5 903). Additional grants of DKK 8 394 per month are available for students with a disability when the disabled is not able to work alongside the education. The amounts shown are for the year 2015. The fees are regulated yearly on a calendar basis so new fees will apply for 1 January 2016. All grants are taxable.	State loans of DKK 3 020 per month are available to all full-time students who are entitled to a state grant. Supplementary student loans for students who are parents: DKK 1 511 per month. 'End-loan' for students who have used all their state grants and who have no more than 12 or 24 months left of their educational programme: DKK 7 791 per month. During the period of study, a 4 % annual interest rate applies. Students must start paying back no later than one year after the end of the year in which they graduate. The loan must be repaid within 15 years. About half of all students make use of state loans. No family allowances and no tax benefits for parents.
Denmark 2016/17 - grants and loans	State grants are available to all full-time Danish students who are active in recognised educational programmes, and whose income does not exceed a defined amount (DKK 11 922 in 2016) in the month where the student receives the grant. The minimum amount is DKK 922 per month for 12 months awarded to students who live with their parents. The maximum amount is DKK 5 941 per month for 12 months each year for students living independently. International students (EU and outside EU) must fulfil some special conditions to be placed on an equal footing with Danish citizens and receive state education support. Extra grants are available for students who become parents when they live with another recipient of education support (DKK 2 373) and for single parents (DKK 5 941). Additional grants of DKK 8 449 per month are available for students with a disability when the disabled is not able to work while studying. The amounts shown are for the year 2016. The fees are annually regulated, new amounts will apply for 1 January 2017. All grants are taxable, the payable amount depends on individual circumstances.	State loans of DKK 3 040 per month are available to all full-time students who are entitled to a state grant. Supplementary student loans for students who are parents: DKK 1 521 per month. 'End-loan' for students who have used all their state grants and who have no more than 12 or 24 months left of their educational programme: DKK 7 842 per month. During the period of study, a 4 % annual interest rate applies. Students must start paying back no later than one year after the end of the calendar year in which they graduate. The loan must be repaid within 15 years. 38 % of students make use of state loans. Part-time students are not eligible for state support.

Source: Eurydice, National Student Fee and Support Systems 2013/2014, 2015/2016, 2016/2017