Nothern Ireland 2016/17 - grants and loans

Student grants

1st cycle and short cycle full-time students: the support package includes a need-based grant for living costs. The full grant of GBP 3 475 is awarded to students with a household income of GBP 19 203 or less, with partial grants for students whose household income is up to GBP 41 065. In 2014/15, 59.9 % of applicants for support received a grant (37.6 % of applicants received a full grant and 22.3 % a partial grant). All institutions must offer an additional bursary, whose amount varies, to students who receive the maximum grant for living costs or special support grant.

Loans

The support package also includes a loan for living costs for all students. The maximum loan is GBP 3 750 if living in the family home, GBP 6 780 if living away from home and GBP 5 770 for a year of a UK course spent abroad. The amount is reduced for students who receive a need-based grant. Repayments are income-contingent and made at the rate of 9 per cent of income above the earning threshold of GBP 17 495.

1st cycle part-time students: the support package includes a need-based grant towards payment of fees (though it is not intended to cover them completely). Students studying at 50 % or greater intensity and whose household income is up to GBP 25 420 receive a fee grant. The grant is awarded on a sliding scale with the maximum awarded to students studying at 75 % intensity whose household income is less than GBP 16 843.

For 2nd cycle students, there is no universal support package. 2nd cycle postgraduate non-taught: individual institutions can provide a merit based grant, which tends to follow the minimum stipend recommended by Research Councils UK, GBP 14 296 for 2016/17.